Dispute volumes rose 49% in the US from 2019 to 20241
The proliferation of online purchasing has transformed the landscape for card-not-present transactions. As sales grow exponentially, so do disputes. This has created an aggravating dichotomy for merchants who increasingly struggle with friendly fraud, high dispute volumes, and unfavorable fraud and dispute-to-sales ratios – all which create added operational expense, fees, and penalties. When the problem gets out of control, merchants risk mandatory enrollment in chargeback monitoring programs or suffer from a loss of processing privileges.
49%
Increase in US disputes from 2019 t0 20242
78%
of Americans admitted to filing at least one chargeback in 20233
63%
of merchants report an increase in friendly fraud since last year4
Verifi’s PREVENT and RESOLVE solution suites offer merchants the opportunity to resolve inquires in the pre-dispute stage, before a chargeback is initiated.
Pre-dispute prevention and resolution lowers dispute volumes with automation to protect fraud and dispute-to-sales ratios, alleviate operational expense, and stop fees and penalties associated with the traditional chargeback process.
PREVENT equips merchants to bridge the communication gap with transaction transparency and data sharing to automatically deflect confirmed first-party-misuse pre-disputes.
RESOLVE empowers merchants to automatically intercept inquires in the pre-dispute stage. Merchants have the choice to resolve the pre-dispute by providing the cardholder a credit or proceed with the traditional chargeback process.
To learn more about how to lower your dispute volumes, optimize prevention tools, and protect revenue, contact us or check out Verifi’s free educational tools:
Merchant Fraud Journal Whitepaper: Quantifying the Challenge of Friendly Fraud Whitepaper

In it you’ll find:
- How friendly fraud presents itself
- Tips on how data storage and prevention can help prevent friendly fraud
- Data on the effectiveness of 3rd party dispute management solutions
In our Verifi+ Session, chargeback experts will share best practices for combatting disputes and how you can prevent the negative downstream effects that can even impact your ability to process payments.
2024 Global Fraud & Payments Report

In it you’ll find:
- The scale and type of fraud seen in the global marketplace.
- How fraud changes based on the size of the business.
- A robust set of performance benchmarks that merchants can use to help optimize their fraud management and prevention practices.
Sources:
1 VisaNet Data, United States, all card types, January 2019 to November 2024
2VisaNet Data, United States, all card types, January 2019 to November 2024
4Verifi’s 2024 Global Fraud & Payments Report