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"We founded the company with one basic premise - to help our clients protect their payments and boost their profits."
—Matthew Katz, CEO and Founder
Prevent and resolve costly chargebacks, increase your billings, build brand loyalty, and process your payments end-to-end with secure and easy-to-use technology.
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Trusted by emerging companies to the Fortune 500, Verifi works with a wide range of industries, including top omni-channel and e-commerce merchants to maximize payment yield across the entire transaction lifecycle.
The chargeback threshold ratio (CTR) is calculated by dividing a merchant’s total number of first chargebacks for a particular month with the previous month’s total number of sales transactions. The monthly chargeback threshold ratio (CTR) is not to exceed 100 basis points (which may also be shown as 1% or 0.01).
1,500 (July chargebacks) / 98,000 (June transactions) = 0.0153 or 153 basis points.
Note: MasterCard’s chargeback ratio thresholds can vary based on geographic location of the acquiring bank. MasterCard expects the acquiring bank to monitor and report its merchants’ chargeback threshold ratios and take action if they exceed the determined level.
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